How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play an essential role in determining the outcome of a car accident case. Some cases are simple, while others are more complex. Your claim could also be affected by the rules of contributory negligence and fault. You can determine which party is responsible by analyzing the insurance laws in your state. State without fault It's a smart idea to seek legal advice if you were involved in a serious accident. Car accident attorneys will help you determine if you'r