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Query: If I buy property with non-IRA funds, I can write off depreciation but I can’t if I buy it with my IRA. You can not personally use the property until you may have distributed 100% possession after age 59 ½. In lots of instances, earnings generated from real property property can cover any Required Minimum Distributions (RMDs) required for Traditional IRAs at age 70 ½ . Early withdrawals, sometimes before age 59½, are subject to a 10% penalty and revenue taxes. Once a number of extra % of the final populatio