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How is a RMD dealt with in a Gold IRA account? Many individuals who open gold IRAs use funds from another IRA to do so - however it’s not a good suggestion to roll over your total nest egg into a gold IRA. A gold IRA is technically a self-directed IRA, which is a sort of IRA that allows you to hold nontraditional retirement assets - like valuable metals or real estate or cryptocurrency - in compliance with IRS regulations. While conventional IRAs, 401(ok)s and the like are set up to make it simple for you to build a diverse retirement portfolio in o