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Have you ever wanted to buy a home, but you were afraid of a mortgage? Maybe you're worried about taxes and insurance escrow? Perhaps you don't know how to find the right mortgage company and what is a good interest rate? All these questions are going through your mind, and this article is going to help you with a few tips to get you moving in the right direction. Predatory lenders are still in the marketplace. These lenders usually prey on home buyers with less than perfect credit. They offer low or no down payments; however, the interest rates are extremely high