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Introduction Facing credit card rejection because of a bad CIBIL score can feel disheartening, but don’t worry—you’re not alone. A poor credit score might limit your options, but it doesn’t entirely shut the door. There are practical steps and specialized credit card products that can help you build or rebuild your credit. Ready to get started? Let’s explore your options and a roadmap to financial recovery. Understanding the CIBIL Score Your CIBIL score, often referred to as your credit score in the US, is a thre

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Introduction Credit cards are more than just tools for borrowing money—they’re gateways to financial opportunities. When used strategically, credit cards can help you save, earn rewards, and even make a profit. Forget the horror stories about debt; with the right approach, credit cards can be powerful allies in building wealth. Curious about how? Let’s dive into the details. Understanding Credit Card Basics What is a Credit Card? A credit card is a financial instrument issued by banks or financial institutions th