How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a crucial impact on the outcome of a car crash case. While some cases are straightforward some are more complicated. Your claim could also be affected by the rules of contributory negligence and fault. Knowing the rules and the specifics of your state's insurance laws will help you determine which party is responsible. State without fault If you've been involved in a serious accident it's best to speak with a lawyer. Attorneys who specialize in car accid