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Mental Health Private Care Options Many patients struggle to find affordable and accessible mental health services. One of the biggest challenges is Insurance companies do not allow online or teletherapy, certain diagnoses, or limit the session time. Some insurers also restrict the number of sessions they offer or require lengthy documentation. Find out about the benefits that come with private health care for mental illness. Pick your own therapy It may seem counterintuitive but the kind of therapist you choose can have a significant impact on the