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In Lien theory states, such as Florida, however borrow money from loan company you provide them a lien against your home, nevertheless the actual ownership of your own stays with you. The bank only gets a bit of paper, traditionally referred to as mortgage, that says that the bank has an incident against your house for your debts. In general, you cash more defense against a bank in Lien Theory States. Friend and family can be the best source to obtain the most appropriate bank for your preferences. Their opinion will allow choose and select which bank will fulfil

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