How to File a Car Accident Claim Being involved in a car accident can be a stressful experience. If it was your fault or not, there are some important actions to take if wish to make an insurance claim. First, contact the police to make a report of the incident. A police report can assist your insurance company in determining who was at-fault. 1. Contact the Police If you're involved in a car accident, it's important to call the police as quickly as possible. This will enable you to gather important information such as witnesses' statements a