How to File a Car Crash Claim in New York When you get into a car accident, it's important to file a claim as soon as you can. This will make the process easier and help you collect compensation. The more time you wait to file a claim, the more likely for the other driver's insurer to deny it or pay less. Damages A car crash claim can be used to pay for the financial consequences of your injury. The damages could include medical expenses loss of earnings, the pain and suffering. You may also be entitled to compensation for damage to your vehi