How to File a Car Accident Lawsuit A car accident that is also known under the term "traffic collision" is when a vehicle collides with another vehicle. You can file a lawsuit if you or someone else are responsible. You may be liable for medical costs and lost wages as well as property damage. If you have been injured in an accident, contact your insurer for more information. Uninsured motorist coverage If you're involved injured in a crash caused by an uninsured driver, you must know what rights you have under your policy. Even if you do not