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The cash market account with the best interest rate right nows 5.48% APY from First Internet Bank of Indiana for account balances above $1 million. Meanwhile, the most competitive cash market account price, regardless of your account stability, is 4.85% APY from Brilliant Bank. Keep in thoughts charges fluctuate along with the federal funds price, so banks that offer the very best APY now won't down the highway, and ones with lower charges now may hike their rates later. According to the FDIC, the average money market account pays zero.64% APY. However, one