Home buying programs in Colorado
Home Equity Loans are most often 2nd mortgages as most homeowners already have a 1st mortgage but it doesn’t need to be that way. Should a homeowner own their home free and clear and decide to take out a Home Equity Loan then that loan would be a 1st mortgage. Whether it is a 1st or 2nd mortgage just means how it is recorded on title, that’s it.
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