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of low interest rate loans that have a balloon payment at the end. These loans generally have lower interest rates and payments; however, a large amount is due at the end of the loan. This loan may seem like a great idea; however, most people cannot afford the balloon payment and default on their loans. Save enough money to make a down payment. Lenders may accept as little as 3.5% down but try to make a larger down payment. If you p
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