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Getting a Replacement Auto Key Fob You're probably not able to remember the days without key fobs, and these handy little devices make driving much easier. If they're lost, broken or stolen, getting a replacement can cost you a lot of money. Check your car insurance policy or auto club membership to determine whether they will cover the cost. You might also be able to skip the dealership altogether and visit a local shop. Cost The loss of your car keys is a stressful and expensive experience. Depending on the type of car you have and model, you could need to have