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Active insurance license. Generally if the tax professional is also insurance licensed, does their resident state's Insurance Commissioner affirm that they have a working license in good standing? In the US, even state and local governments can sell securities. Unlike federal bonds, these bonds have a higher rate of interest and US Corporations the biology behind this generally that these governments can go bankrupt. However, a federal government cannot go under. Bonds sold by state and local governments cost nothing from income
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