How to File a Car Accident Lawsuit A car accident, also known as a traffic crash, occurs when a vehicle collides with another vehicle or with a stationary object, like an animal, or a pedestrian. If you or someone else is at fault you can bring a lawsuit. could include the cost of medical bills in addition to lost wages and even property damage. For more information on your insurance coverage in the event that you are injured in a car crash you should contact them. Uninsured motorist coverage You must be aware of your rights under your policy