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If you're borrowing the money, can you guarantee me the sale will close up? Are you pre-approved for a payday loan and depending upon how much? Please provide the pre-approval from your bank. Next see how you spend that money normally. A person "scatter" your paycheck away, buying cash smaller items - become fast food spending, extras at the check out line, etc. Do you like the electronic or big-ticket items buying, forgetting all about the bills? If your budget will most likely realistic then you'll need to be truthf