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13. The sba will decide whether or even otherwise collateral is necessary. In other words, if you have to put liens on your dwelling or home. My guess is they will lax as to this requirement. Last year, I attended the annual meeting of community bank, and the lending company president, using pie charts, showed simply how much of their business had shifted in one geographic area to another - had been his aspirations. When he explained how the financial institution had accomplished this goal, almost every example he cited in order to do with supporting local histor