How to File a Car Accident Claim Getting in a car accident can be stressful. You need to be aware of the steps you must take should you wish to file a claim regardless of whether it was your fault. One of the first things you should do is contact the police to report the incident. A police report will assist your insurance company in determining who was at-fault. 1. Contact the Police It is essential to notify the police right away after you are involved in a crash. This will allow you to gather important information, such as witness statemen